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To encourage readers to become financially free, has compiled an 8-step plan to achieving financial freedom. They address all aspects of personal finance and how the average American can work smarter, not necessarily harder. Included are tips from Atlas vice president of Investment Brokerage, Mike Hills:

Side hustles range from managing social media sites or driving for Uber or Lyft to creating YouTube videos and using them to sell ads or up-sell products or services. Mike Hills, vice president of Investment Brokerage at Atlas Real Estate, recommends “house hacking.” This involves buying a property for the purpose of renting part of it out to cover some or all expenses.

Obviously, both time and talent should go into that decision, but thinking outside of the box can help you build wealth.

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